Insurance for Landlords - FAQs
To get a landlord insurance quote please call us on 028 90 828 828. Reference "internet offer" to receive €35 off a new landlord insurance policy.
If the property is unoccupied for more than 90 days, cover is restricted to Fire, Lightning, Explosion, Earthquake and Storm only. When unoccupied, the policy excesses shown on your schedule are increased by a further £250. This increase applies to both sections.
If the Landlord is being paid in full by the DSS directly then we treat as DSS let. If the Landlord is being paid or part paid by the Tenant, we treat as Standard Let.
The maximum we will pay is 20% of the Premises/Contents Sum Insured.
Excess £250 - 10% off
Excess £350 - 12.5% off
The maximum we will pay for any one claim (or claims) arising from one cause, including costs and legal expenses is £10,000,000.
The maximum we will pay for any one claim (or claims) arising from one cause, including costs and legal expenses is £2,000,000.
Accidental damage can only be selected when the tenancy type is "Standard Let".
Malicious damage excess, if caused by tenant or others lawfully on the premises - £2500 in respect of Buildings and £1000 in respect of Contents
Theft excess if caused by tenant or others lawfully on the premises - £2500 - this amount applies to both sections