Allianz Blog Car Insurance

How to Decide What Car is Right for You

  • Consider where and how often you will be driving
  • Newer petrol engines have more power
  • Hybrid vehicles come in various combinations of electric and traditional
  • Technology add-ons are becoming more relevant
  • Front wheel drive and winter tyres can be just as practical as all wheel drive depending on the driving conditions you expect to face
  • Test drive on a familiar route for the best idea of compatibility

On the one hand, car buyers today have never had it so easy, thanks to a variety of ways in which to purchase both new and used vehicles. But on the other hand, these choices can make it more confusing. Then there’s the consid...

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Preparing Your Car Windscreen For Winter

Fill Up on Screen Wash

Aside from the likelihood of more rain, driving in winter months can result in more dirt, salt and other road grime being thrown up on your car. That means you’ll be using your windscreen washers more frequently and in colder temperatures. To make sure that it keeps working optimally, keep the washer fluid bottle topped up with the right mixture of screen wash.

This fluid is designed to have a lower freezing point than just water, so it should also prevent the washer jets from freezing up. However, if these do freeze over, don’t keep the washer lever pulled in as this can burn out the pump. Just p...

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How to Prevent Road Accidents This Winter

There are many things that you do to prepare for winter; ensuring that the central heating is working, topping up your home heating oil perhaps, or merely making sure you have a good supply of movies to watch while you curl up on the sofa. But, as winter approaches, it is just as vital to ensure that you have made the correct preparations for your car to reduce the risk of it letting you down. Here are some of our top tips.

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Make Sure ALL Lights Are Working

With fewer hours of daylight in winter, it’s more likely that you will be doing at least some of your driving in darkness. Combined with poorer weather conditions, th...

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Top Causes of Motor Insurance Claims

Here at Allianz, our Motor Claims teams handle lots of car insurance claims every day. From little tips, bigger bumps, fire and theft; our team is busy trying to resolve claims as quickly and fairly as we can.

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Third Party Claims

44% of the motor claims we dealt with last year involved a third party. These claims come in all shapes and size from fender benders to sadly much more serious accidents. 

It is estimated that 90% of all road traffic accidents are caused by human error. So, by being a diligent and conscious driver we can reduce the number of third party claims. Being aware of what distracts you while driving is a...

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Vehicle Maintenance

It is important to give your vehicle regular TLC and maintenance checks to ensure road worthiness and safety whilst driving.

There are several benefits of keeping your vehicle well maintained;

  • Reduces risk of breakdowns and vehicle deterioration.
  • Increases Driver and Passenger safety.
  • Reduces the chances of penalty points due to vehicle roadworthiness.
  • Can improve the resale value.
  • And most importantly it ensures that your vehicle meets the minimum standards.

We have put together a list of six basic vehicle checks that you can do to keep your car healthy and running smoothly.

Tyres

Car tyre maintenance is one of the most impor...

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Staged Accidents – What You Need to Know

Unfortunately staged accidents do happen on Northern Irish roads. According to the Association of British Insurers, insurers uncovered 130,000 fraudulent claims worth £1.32 billion across all insurance products in 2015. This represents an increase of 6% from 2014.

The Belfast Telegraph reported (which was highlighted by the Association of British Insurers), a man was convicted of staging fake road accidents in his ice cream van. Had he been successful he would have pocketed around £100,000, the ABI said.

Part of the problem with staged accidents is that they’re difficult to prove and quite often it can be a case of the ...

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