Allianz Blog Home Insurance

Home Safety In The Garden

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We probably don’t get to spend all the time we would like in our gardens here in Ireland due to our climate! Nevertheless, we often leave items and belongings in our gardens and garden sheds that pose risks to us and are a potential prize for burglars.

Items to Never Leave Outside Your Home

The spare key – Lot’s of us are guilty of leaving a spare key under a pot or inside a bird house in our gardens. While this is great on the days we forget our key it could prove disastrous should a burglar find it and let themselves into your home. It is important to take reasonable precautions to protect your home as in this instanc...

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Interesting Facts of Home Insurance

Home insurance in some form has been around for nearly 350 years. Historically, Home Insurance started out by only protecting against the risk of fire. In the 18th and 19th centuries your house would have had a metal plaque called a “fire mark” hanging in a prominent place outside the house. This fire mark stated which insurance company insured the house.

Home insurance at the time was for the rich and not affordable for everybody. Each insurance company had their own fire fighters and the fire mark was to let fire fighters know who insured the house. If the fire fighters turned up and it was not insured by their compa...

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Protecting Your Home During Christmas

The Christmas season is upon us. For many of us our homes will be transformed into Winter Wonder Lands, while all these decorations look amazing they can be potentially dangerous. Our Head of Risk Survey, James Gleeson, sets out some simple practical tips and advice to ensure your home is safe and sound this festive season.

Many of our heart-warming Christmas traditions can pose risks of fire, electrocution or other injury if used improperly or carelessly. Observing the rules of common sense when using these items won’t dampen the holiday spirit, if anything, it will ensure that the magic remains from start to finish.

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Contents Insurance Explained

Home insurance is there to cover you for unexpected and unforeseen circumstances. When we talk about home insurance, we’re not just talking about the house itself - we’re also concerned with the items inside that make it a home, if you choose to insure them.

Contents insurance covers the items in your home as distinct from the actual building itself. With Allianz you can choose:

  • a combined policy with buildings and contents cover;
  • buildings only cover; or
  • contents only cover.

This blog post explains the ins and outs of contents insurance by answering some common questions we get in relation to this topic.

What’s covered?

Con...

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Burglary Prevention Tips

Whilst your home insurance covers the financial loss you suffer as a result of a break-in, nothing can protect you from the emotional trauma and shock suffered when a stranger ransacks your home and rummages through your personal belongings. However, there is a lot you can do to help prevent it from happening in the first place.

All External Doors

Fit five-lever mortice deadlocks (or their equivalent) to all external doors and you should lock these doors even if you are out for just a short time.

All Accessible Windows

A large number of break-ins occur through windows. Fit security locks to all accessible windows, i.e. th...

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