Allianz Blog Home Insurance

Ways to Help Save Money Faster for a House

With the rising price of houses in Northern Ireland1, saving to buy a home might feel overwhelming. Luckily, there are some small changes you can make to help bulk up your savings while you hunt for your new abode.

Let Technology Do the Work

New financial services, like Revolut, have options to automatically help you save. You can set a monthly budget which will automatically convert to a daily limit, and the app will send you notifications about how much you have left to spend. Plus, you can look at the categories you’re spending the most money in to help see if there’s any way to cut out any unnecessary excess. There’...

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Ways to Save Energy This Summer

Summer is here and it’s time to find ways to help save energy in your home. With some preparation, you can help cut down on energy consumption and potentially save on your energy bills.

Switch up Dinner

Save Energy This Summer NI

Cooking in the kitchen when the sun is out can raise both the temperature of your kitchen and the price of your electric bill. Bring your cooking outdoors with a BBQ to enjoy the warmer weather and help save yourself paying the higher utility bills and heating up your home even more. Or, opt for a cold dinner like a fresh salad or sandwich stacked high with tasty toppings.

Consider Devices and Appliances

Electrical devices...

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Creating a Safer Home Environment

Being able to relax in your home knowing that your family is safe is important. Being aware of potential risks and making small changes to help prevent unfortunate accidents can help to create peace of mind.

Keep an Eye on Appliances

An increasing amount of technology in the modern world brings a few risks with little ones running around. They have the potential to come into contact with the likes of plug sockets or dangerous wires. Keep any wires within reaching distance fully insulated and where possible, secured into place to avoid curious hands yanking them from their appliances. Make sure that heavy and/or hot appl...

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Are You Covered? Possessions in Your Custody or Control

When you purchase Home Contents insurance it covers the contents that you own whilst they are in your home. Cover provided by home insurance policies differs between insurance providers, so we will look specifically at the Allianz policy.


What Am I Covered For?

Contents in an Allianz policy are defined as household goods and items that you normally wear or carry (referred to as personal effects) owned by you. In addition it covers:

Items for which you are legally responsible (including items that you have leased or hired).Items owned by members of your household, e.g. owned by your spouse, son, or daughter (as long as th...

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Energy Saving Tips for Your Home

With Earth Day upon us, it’s a great time to remember the importance of environmental awareness. To do this, individual action is encouraged to help make a contribution. This can be done in the form of saving energy in your home. Small changes can make a huge difference, and can sometimes even save you money. Take a look at some of our tips to help you save energy in your home.

Insulate Your Home

It may seem like a simple step, but your home may not be as well insulated as you think. By sealing any air leaks at windows and doors and properly insulating, you have the potential to save on heating bills. Any gaps in the fl...

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Winter Weather and Your Home

winter-weather-home

As we make our way through the winter months, it is important to remember how cold weather can have an adverse affect on your home in a number of ways. Ice, snow, wind and rain can sometimes cause extreme damage. There are several precautions that you can take to prevent such damage occurring, but first let’s take a look at potential issues and handy tips that you should be aware of.

Frozen Pipes:

Cold temperatures can cause pipes in your home to freeze and potentially burst. The freezing cold can cause extreme pressure to build up within the pipe and can sometimes lead to flooding. Wrapping a towel around outside taps ...

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