Allianz Blog Home Insurance

Are You Covered? Possessions in Your Custody or Control

When you purchase Home Contents insurance it covers the contents that you own whilst they are in your home. Cover provided by home insurance policies differs between insurance providers, so we will look specifically at the Allianz policy.


What Am I Covered For?

Contents in an Allianz policy are defined as household goods and items that you normally wear or carry (referred to as personal effects) owned by you. In addition it covers:

Items for which you are legally responsible (including items that you have leased or hired).Items owned by members of your household, e.g. owned by your spouse, son, or daughter (as long as th...

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Energy Saving Tips for Your Home

With Earth Day upon us, it’s a great time to remember the importance of environmental awareness. To do this, individual action is encouraged to help make a contribution. This can be done in the form of saving energy in your home. Small changes can make a huge difference, and can sometimes even save you money. Take a look at some of our tips to help you save energy in your home.

Insulate Your Home

It may seem like a simple step, but your home may not be as well insulated as you think. By sealing any air leaks at windows and doors and properly insulating, you have the potential to save on heating bills. Any gaps in the fl...

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Winter Weather and Your Home

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As we make our way through the winter months, it is important to remember how cold weather can have an adverse affect on your home in a number of ways. Ice, snow, wind and rain can sometimes cause extreme damage. There are several precautions that you can take to prevent such damage occurring, but first let’s take a look at potential issues and handy tips that you should be aware of.

Frozen Pipes:

Cold temperatures can cause pipes in your home to freeze and potentially burst. The freezing cold can cause extreme pressure to build up within the pipe and can sometimes lead to flooding. Wrapping a towel around outside taps ...

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Home Safety In The Garden

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We probably don’t get to spend all the time we would like in our gardens here in Ireland due to our climate! Nevertheless, we often leave items and belongings in our gardens and garden sheds that pose risks to us and are a potential prize for burglars.

Items to Never Leave Outside Your Home

The spare key – Lot’s of us are guilty of leaving a spare key under a pot or inside a bird house in our gardens. While this is great on the days we forget our key it could prove disastrous should a burglar find it and let themselves into your home. It is important to take reasonable precautions to protect your home as in this instanc...

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Interesting Facts of Home Insurance

Home insurance in some form has been around for nearly 350 years. Historically, Home Insurance started out by only protecting against the risk of fire. In the 18th and 19th centuries your house would have had a metal plaque called a “fire mark” hanging in a prominent place outside the house. This fire mark stated which insurance company insured the house.

Home insurance at the time was for the rich and not affordable for everybody. Each insurance company had their own fire fighters and the fire mark was to let fire fighters know who insured the house. If the fire fighters turned up and it was not insured by their compa...

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Protecting Your Home During Christmas

The Christmas season is upon us. For many of us our homes will be transformed into Winter Wonder Lands, while all these decorations look amazing they can be potentially dangerous. Our Head of Risk Survey, James Gleeson, sets out some simple practical tips and advice to ensure your home is safe and sound this festive season.

Many of our heart-warming Christmas traditions can pose risks of fire, electrocution or other injury if used improperly or carelessly. Observing the rules of common sense when using these items won’t dampen the holiday spirit, if anything, it will ensure that the magic remains from start to finish.

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