Allianz Blog Home Insurance

What to Consider When Buying Your First Home

So, you’re thinking of buying your first home. No matter what age or stage of your life, it’s always going to be a daunting prospect with many ups and downs, as well as plenty of saving! To help make your journey as a first-time home buyer a lot smoother, we’ve put together a short list of tips.

Start Saving

Before you start even considering buying a property, you might need to start saving for the deposit, which will cover a percentage of the cost of the home. Having a significant savings fund can help to get a wider choice of mortgage options. To help you on your way, it might be advisable to try and cut out any discr...

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Winter Weather and Your Home

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As we make our way through the winter months, it is important to remember how cold weather can have an adverse affect on your home in a number of ways. Ice, snow, wind and rain can sometimes cause extreme damage. There are several precautions that you can take to prevent such damage occurring, but first let’s take a look at potential issues and handy tips that you should be aware of.

Frozen Pipes:

Cold temperatures can cause pipes in your home to freeze and potentially burst. The freezing cold can cause extreme pressure to build up within the pipe and can sometimes lead to flooding. Wrapping a towel around outside taps ...

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Home Safety In The Garden

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We probably don’t get to spend all the time we would like in our gardens here in Ireland due to our climate! Nevertheless, we often leave items and belongings in our gardens and garden sheds that pose risks to us and are a potential prize for burglars.

Items to Never Leave Outside Your Home

The spare key – Lot’s of us are guilty of leaving a spare key under a pot or inside a bird house in our gardens. While this is great on the days we forget our key it could prove disastrous should a burglar find it and let themselves into your home. It is important to take reasonable precautions to protect your home as in this instanc...

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Interesting Facts of Home Insurance

Home insurance in some form has been around for nearly 350 years. Historically, Home Insurance started out by only protecting against the risk of fire. In the 18th and 19th centuries your house would have had a metal plaque called a “fire mark” hanging in a prominent place outside the house. This fire mark stated which insurance company insured the house.

Home insurance at the time was for the rich and not affordable for everybody. Each insurance company had their own fire fighters and the fire mark was to let fire fighters know who insured the house. If the fire fighters turned up and it was not insured by their compa...

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Protecting Your Home During Christmas

The Christmas season is upon us. For many of us our homes will be transformed into Winter Wonder Lands, while all these decorations look amazing they can be potentially dangerous. Our Head of Risk Survey, James Gleeson, sets out some simple practical tips and advice to ensure your home is safe and sound this festive season.

Many of our heart-warming Christmas traditions can pose risks of fire, electrocution or other injury if used improperly or carelessly. Observing the rules of common sense when using these items won’t dampen the holiday spirit, if anything, it will ensure that the magic remains from start to finish.

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Burglary Prevention Tips

Whilst your home insurance covers the financial loss you suffer as a result of a break-in, nothing can protect you from the emotional trauma and shock suffered when a stranger ransacks your home and rummages through your personal belongings. However, there is a lot you can do to help prevent it from happening in the first place.

All External Doors

Fit five-lever mortice deadlocks (or their equivalent) to all external doors and you should lock these doors even if you are out for just a short time.

All Accessible Windows

A large number of break-ins occur through windows. Fit security locks to all accessible windows, i.e. th...

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