Whilst your home insurance covers the financial loss you suffer as a result of a break-in, nothing can protect you from the emotional trauma and shock suffered when a stranger ransacks your home and rummages through your personal belongings. However, there is a lot you can do to help prevent it from happening in the first place.
All External Doors
Fit five-lever mortice deadlocks (or their equivalent) to all external doors and you should lock these doors even if you are out for just a short time.
All Accessible Windows
A large number of break-ins occur through windows. Fit security locks to all accessible windows, i.e. those on the ground floor or near any drainpipes or flat roofs.
Going Out at Night
When you go out for the evening, it’s a good idea to draw the curtains and leave a light on in the living room or bedroom. Leaving the hall light on is not a good deterrent. Keep your garage/garden shed locked. Do not leave garden implements, especially ladders, lying around. They could help a thief gain access to your home.
Going on Holiday
When you go on holiday, cancel all deliveries, i.e. milk, newspapers, etc. Inform your local Police station that you will be away.
Because improved vehicle security prevents cars being stolen without a key, houses are being forcibly entered to obtain vehicle keys. Keys should:
- Not be left in view via windows
- Not be left on a hall table from where they may be hooked through the letter box
- Always be kept securely by drivers
- Be kept out of sight and NOT taken to the bedroom at night.
What to do in the event of a burglary
If you have suffered a break-in please call us as soon as possible at +4428 9082 8828, as it is often necessary to carry out emergency repairs to doors and windows to secure your home. It may also be necessary for us to arrange an inspection. To assist you we WILL need the following information:
- How entry was gained to your property
- The extent of any damage caused to the buildings
- Details of any items taken
- The Police station you reported the break-in to
- The Police report reference number
When dealing with your claim you will be asked to provide documents (receipts, manuals, valuations etc.) for any stolen items. It would be helpful to start gathering this information as soon as possible.
This guidance is for general information purposes only and does not purport to provide legal advice or other professional advice. Allianz accepts no responsibility or liability for any losses that may arise from any reliance upon the information contained in this guidance.
Information correct as of 19/07/17.