Boat Insurance FAQs

Boat Insurance FAQ's

To get a boat insurance quote please call us on 028 90 828 828. Reference "internet offer" to receive £25 off a new boat insurance policy.

• With a Boat Insurance / Dinghy Insurance policy what is typically covered?
  • Damage to your boat / dinghy caused typically by storm, accident, fire, theft, attempted theft & vandalism.
  • Liability for personal injury to your passengers.
  • Liability for accidental damage to other property such as another boat or marina arising out of the use of your vessel.

• Can more than one owner be listed on the policy?

  An owner is someone with a financial interest in the boat / dinghy. If there is more than one owner, we need to have each owner's name and address listed on the policy. If there is ever a claim, the payment would be payable to the named insured parties.

• My vessel is permanently based outside of the UK and Ireland. Can I still insure it with Allianz?

  We currently only insure craft based in the UK and Ireland, so we are unable to insure your craft at the present time.

• Can I insure my Jet Ski with Allianz?

  We do not insure Jet Skis, Wet Bikes, Surf Jets or other craft of a similar nature.

• What is the current third party limit of liability?

  The current third party limit of liability covered under the NI boat insurance / dinghy insurance policy is £3,000,000. It is compulsory at some marinas for boat owners to have insurance prior to obtaining a berth.

• Is the boat covered whilst laid up ashore?

  Yes, provided your boat is in a safe place.