Van Insurance FAQs

An excess is the first amount of any loss that you are responsible for in the event of making a claim. This amount is deducted from the total claim settlement figure.

Cover on your Commercial Vehicle Insurance is restricted to named drivers / categories shown on the certificate.

All Commercial Vehicle Insurance policies cover business use (for the Insured's business only), social, domestic and pleasure use, including travel to and from work.

No, this is not available on our Commercial Vehicle Insurance policy.

All questions must be answered truthfully and fully. If you do not, you could make your Commercial Vehicle insurance invalid and you may also be prosecuted under the Road Traffic Act.

If your vehicle is written off and you have Comprehensive Cover, you will be paid its market value at the time of the loss.

A 'no claims bonus' is allowed for each accident-free (i.e. claim free) year driving in your own name. Our maximum bonus is reached after 9 years.

Yes, Windscreen cover is provided if you select Comprehensive Cover. Details are shown in our Policy Summary.